When the cost of getting porcelain veneers proves restrictive for patients and/or their household, they can consider financing plans to pay for their dental care. These monthly installment plans operate much like a credit card or a traditional loan, with an interest rate applied to the total cost of care.
If not covered, you can ask your dentist if they offer payment plans. Many cosmetic dentistry practices accept the CareCredit credit card, which may be a convenient way to pay for veneers.
On average, the cost of a full mouth of veneers can range from $4,500 to $30,000 or more.
The minimum credit score for qualifying for a dental loan ranges from 600 to 660. Some companies may even accept a credit score as low as 580, however, their other requirements including debt-to-income ratio minimums may be higher and you will most likely be required to commit to a higher interest rate.
A Cosmetic Dentistry Grant (CDG) is available for those looking to receive a dental veneer procedure. The CDG will cover the partial cost of your dental veneers for qualified applicants. Learn more about the CDG and if you're eligible to get CDG funding for veneers.
There are generally eight dental veneers in a full set. These restorations are designed as a cosmetic—and not a structural—solution, and so they're reserved for the eight teeth that are most prominently visible on the upper jaw: the central and lateral incisors, canines, and first premolars.
Patients with Insufficient Tooth Enamel
For veneers to adhere properly, there must be an adequate amount of enamel present on the tooth surface. Patients can experience enamel loss or erosion due to conditions like tooth erosion or grinding (bruxism).
The cost of veneers varies depending on the dental office's location, the type, and the number of veneers applied. Veneers are usually not included in your insurance coverage, yet other payment options, such as HSA and FSA, are available to help you finance your treatment. Veneers do not require costly maintenance.
Typically dental insurance won't cover veneers as they are considered cosmetic — just like regular health insurance won't cover elective cosmetic procedures. However, some insurance providers offer what is known as a rider plan (or, add-on) that extends to cosmetic dentistry.
If you're on a tighter budget or prefer less invasive treatments, composite veneers may be the answer with an average price of $1,043³. With a lower cost and the potential for same-day results, composite veneers are the budget-friendly solution that still give you a smile you can be proud to show off.
Porcelain veneers can improve the appearance of your teeth by preparing a cover that corrects gaps, chips, and other noticeable problems. But veneers aren't intended to help you cover spaces where you are missing a tooth. You'll require a dental implant for situations where you are missing a tooth.
If you want to spread the cost of your veneer treatment, you'll have to meet certain criteria to qualify for veneer finance options. If you have poor credit, it's still possible that you can get a loan to finance your dental costs. However, you might be limited in how many finance options are available to you.
In the US, the average cost of composite veneers for a full mouth ranges from $4,500 to $12,000. Apart from composite veneers, another cost-effective option is luminaire veneers, which are similar to porcelain veneers in their translucency.
Veneers are generally more affordable, but they don't last as long as implants.
The 4-8-10 rule is a general guideline that suggests placing veneers on four, eight, or ten teeth, depending on the patient's needs and desired outcome. Four Veneers: This option is typically recommended for patients with minor cosmetic concerns, such as slight discoloration or a small chip on one or two front teeth.
Payment Plans or Dental Financing
These options are given to patients looking for a way to budget for their dental procedure in a more manageable way. Using payment plans, patients can choose just how much money they'd like to put down and how much they'd like to pay back on a monthly basis.
The answer is, Porcelain veneers are not painful but the first 10-14 days may cause discomfort due to the habituation and adaptation of the teeth. During treatment, the sensitivity of the teeth increases temporarily. There may be slight tooth pain after veneers to hot or cold food.
Although veneers add a layer of protection by isolating teeth from the surrounding environment, it's still possible for decay to form under and around the veneer.
Long-Term Stability Concerns: The success and longevity of dental veneers depend on a stable and healthy oral environment. Severe gum health issues may undermine the long-term stability of veneers, leading to a higher likelihood of complications, such as veneer detachment or the need for replacements.
The intended use of veneers
In general, most people have veneers applied only to the top front teeth, as these are the most visible when smiling and talking. The treatment is particularly designed and intended to work with these teeth.
As a result, dental insurance providers may view veneers as cosmetic procedures and exclude coverage for them. However, it's not uncommon for insurance plans to provide partial coverage if veneers are deemed necessary due to specific functional reasons.
Those who are not candidates for porcelain veneers do not have good overall oral health. When people have bad oral health, they have unhealthy gums, an insufficient amount of tooth enamel, and they do not maintain good oral hygiene.
There is no best age to get veneers, but anywhere between 20-70 years old is a perfectly reasonable age for porcelain veneers. If you're too young, you may risk needing them replaced every couple of years due to undeveloped teeth and movement.